Features

  • Interest paid with minimum account balance of $20.00
  • Interest compounded daily and credited monthly
  • No monthly maintenance fees
  • Unlimited number of deposits, withdrawals, and transfers in person, by mail, or by ATM
  • Up to six transfers per month using preauthorized withdrawals, online banking, or telephone banking
  • Foreign ATM surcharge reimbursements up to $7.00 per month

Current Rates

Effective Date: Friday, November 15, 2019

Savings & Money Market Accounts

BalanceInterest Rate APY
$20.00 and over
0.29955%
0.30%

Interest rate and APY may change daily after the account is opened. Fees could reduce earnings.

* Interest rate and APY are fixed for the club year.

Rate Information:

Rate Information: This is an interest bearing account. Please review our current rate schedule for interest rates and annual percentage yields.

Frequency of Rate Changes: The interest rate and annual percentage yield may change daily at the Bank's discretion.

Compounding and Crediting of Interest: Interest is compounded daily and credited every monthly statement cycle.

Minimum Balance Requirements: There is no minimum deposit to open an account. You must maintain a daily balance of $20.00 to obtain the disclosed annual percentage yield.

Balance Computation Method: We use the daily balance method to compute interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Deposits: Interest begins to accrue on non-cash items (for example, checks) on the business day of deposit.

Transaction Limitations: Transfers from a Statement Savings Account to another account or to third parties by pre-authorized, automatic, telephone or online banking transfers are limited to six per monthly cycle with no transfers by check, draft, debit card or similar order to third parties.

Withdrawal limitations: At any time we reserve the right to require not less than seven days notice in writing before any withdrawal from an interest bearing account.

Account Inactivity: An account is considered inactive/dormant if for 1 year there have been no transactions to the account. Account Inactivity Fee: $5.00 is charged per month if the balance is $100.00 or less.

Fees: Please refer to "View Fee Schedule" for additional information regarding applicable fees and charges.

Fee Schedule

ServiceFee
Account Research$10.00/hour
Account Reconciliation Charge$10.00/hour (no charge in case of bank error)
ACH Return$30.00
ATM/Debit CardFree at New Tripoli Bank-owned ATM's (foreign surcharges reimbursed up to $7.00/month)
Called Bond$20.00
Cashier's CheckFree
Certified Check$10.00
Check Printing ChargeFree checks and deposit tickets (certain restrictions on style and quantity)
Coin CountingFree for New Tripoli Bank customers
Copy of an Item$3.00
E-StatementFree
Garnishment$100.00
Levy$100.00
Lost or Replacement Debit/ATM Card$5.00
Money Order$2.50
Online Banking/Bill PayFree
Overdraft Protection TransactionFree
Overdraft/NSF Item (Paid or Returned)$30.00 (This fee may be imposed for overdrafts by checks, in-person withdrawals, ATM withdrawals, debit card transactions, preauthorized automatic debits, telephone transfers, online banking transactions or other electronic means)
Return Item Charge$12.00
Safe Deposit BoxPrice varies based on size of box
Signature GuaranteeFree for New Tripoli Bank customers
Stop Payment$25.00
Stop Payment Renewal$25.00
Telephone Banking (Dial-A-Bank)Free
Wire Transfer (domestic outgoing)$20.00
Wire Transfer (foreign outgoing)$40.00
Wire Transfer (incoming)$10.00