Borrower Qualifications

  • Must be a first time homebuyer.
  • Must meet maximum annual income limits (varies by county and number of household members).
  • Applicant needs a minimum of 5% down payment.
  • Borrowers and property must meet standard underwriting guidelines.
  • Borrowers are required to maintain a checking or savings account at New Tripoli Bank with automatic payment deduction for the mortgage payments.

Benefits

  • Introductory interest rate reduction of 0.25% to mortgage loan rates below
  • $150 processing fee waived
  • $350 document preparation fee waived
  • Convenient payment options... talk to a lender today for more info!

For more information, contact our Loan Department at (610) 628-1828.

Current Rates

First Time Homebuyer interest rate reduced by 0.25%

Effective Date: Thursday, February 22, 2024

Mortgage Rates (up to 80% Loan to Value)

TermsPointsAnnual Percentage Rate (APR) Interest Rate Monthly Payment Per $1,000 Borrowed
15 years*
0
6.546%
6.500%
$8.71
15 years*
1
6.455%
6.250%
$8.57
20 years*
0
6.662%
6.625%
$7.53
20 years*
1
6.539%
6.375%
$7.38
30 years*
0
6.903%
6.875%
$6.57
30 years*
1
6.751%
6.625%
$6.40

*APR is based on $100,000.00 loan amount

**Maximum loan to value ratio is 80% (up to 95% allowed with PMI)

"For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater."