Features

  • Interest rates are fixed for the life of the loan and based on the term of the loan.
  • Currently offers terms of 15, 20, and 30 years with no points or one point (points are calculated at 1% of your loan amount).
  • Construction/permanent loans available with one application, one closing, interest only during construction, and no escrow.
  • Conventional mortgage and construction loan rates are fixed for the life of your loan.
  • Private Mortgage Insurance (PMI) is required on loans greater than 80% of the lower of cost or appraised value.

Feel free to contact our lending team at (610) 628-1828 and schedule your appointment with a Loan Officer.

Current Rates

Effective Date: Thursday, February 22, 2024

Mortgage Rates (up to 80% Loan to Value)

TermsPointsAnnual Percentage Rate (APR) Interest Rate Monthly Payment Per $1,000 Borrowed
15 years*
0
6.546%
6.500%
$8.71
15 years*
1
6.455%
6.250%
$8.57
20 years*
0
6.662%
6.625%
$7.53
20 years*
1
6.539%
6.375%
$7.38
30 years*
0
6.903%
6.875%
$6.57
30 years*
1
6.751%
6.625%
$6.40

*APR is based on $100,000.00 loan amount

**Maximum loan to value ratio is 80% (up to 95% allowed with PMI)

"For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater."