Fixed Rate Mortgage
Friendly services, low fees and a simple mortgage application process.
- Interest rates are fixed for the life of the loan and based on the term of the loan.
- Currently offers terms of 15, 20, and 30 years with no points or one point (points are calculated at 1% of your loan amount).
- Construction/permanent loans available with one application, one closing, interest only during construction, and no escrow.
- Conventional mortgage and construction loan rates are fixed for the life of your loan.
- Private Mortgage Insurance (PMI) is required on loans greater than 80% of the lower of cost or appraised value.
Effective Date: Saturday, February 4, 2023
|Terms||Points||Annual Percentage Rate (APR)||Interest Rate||Monthly Payment Per $1,000 Borrowed|
*APR is based on $100,000.00 loan amount
**Maximum loan to value ratio is 80% (up to 95% allowed with PMI)
"For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater."
See What Our Customers Have to Say
Jeremy Rex has been a customer of New Tripoli Bank for his entire life. That's why he came to us for financing when he had the opportunity to purchase his family home, originally built by his great grandfather. The home had been in his family for three previous generations; it was where Jeremy spent his childhood and he wanted to provide his children with the same experience he had growing up.
Our lending team was more than happy to help Jeremy find the mortgage that was perfect for him and his family's budget. Now he lives with his wife, two kids, and their dog in the home he grew up in and one he hopes his kids can raise a family in as well.
Click to hear Jeremy's story
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