Benefits

  • Pays an attractive rate of interest which may vary over the 18-month term
  • Minimum deposit of $250.00 - contributions can be made at any time.
  • Distributions can only be made during the grace period to avoid bank penalty.
  • Automatically renews at maturity
  • Interest compounded on a daily basis and credited to your account monthly
  • Quarterly account statements

Current Rates

Effective Date: Sunday, June 15, 2025

IRA & CDs
Interest Rate

Annual Percentage Yield
(APY)

IRA Variable Account**0.85%0.85%

** Interest rate and Annual Percentage Yield (APY) may change daily at the Bank's discretion. Minimum deposit of $250.00 required to open an account and obtain the APY. Term of account is 18 months.