Benefits

  • No minimum initial deposit required
  • Pays interest when you maintain a minimum account balance of $20.00
  • Interest is compounded daily and credited monthly
  • No monthly maintenance fees
  • Allows contributions and distributions at any time with no BANK penalty
  • Quarterly account statements

Current Rates

Effective Date: Saturday, July 19, 2025

IRA & CDs
Interest Rate

Annual Percentage Yield
(APY)

IRA Savings ($20.00 and over)***0.85%0.85%

*** Interest rate and Annual Percentage Yield (APY) may change daily at the Bank's discretion.