Benefits
- No minimum initial deposit required
- Pays interest when you maintain a minimum account balance of $20.00
- Interest is compounded daily and credited monthly
- No monthly maintenance fees
- Allows contributions and distributions at any time with no BANK penalty
- Quarterly account statements
Current Rates
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Effective Date: Saturday, July 19, 2025
Interest Rate | Annual Percentage Yield | |
---|---|---|
IRA Savings ($20.00 and over)*** | 0.85% | 0.85% |