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PA Forward Student Loans

The Pennsylvania Higher Education Assistance Agency (PHEAA) offers private student loan options for students pursuing higher education.

Loans with Pennsylvania Students in Mind

Through the PA Forward Student Loan Program, the Pennsylvania Higher Education Assistance Agency (PHEAA) offers private student loan options to enable Pennsylvania students to pursue their higher education dreams and to make managing their loans easier and more convenient.

Benefits

For undergraduate, graduate, and parent loans, you can borrow up to 100% of the certified cost of attendance (tuition, fees, room, board, books, etc.).

The PA Forward Student Loan Program currently offers four loan types:

Undergraduate Loan

For students seeking an undergraduate degree, certificate, or diploma.

Parent Loan

For parents or guardians of dependent undergraduate students.

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Graduate Loan

For students seeking an advanced degree such as masters, doctoral, law, health profession, or others.

Refinance Loan

For borrowers in repayment to manage their student debt. Get payment estimates too!

Plan Ahead & Be a Smart Borrower

The world of student aid can sometimes be difficult to navigate. However, it doesn't have to be. We have gathered information that will make it easier for you to understand.