Job Description:

• Responsible for the acquisition, retention and expansion of new and existing clients.
• Determine credit eligibility by analyzing financial statements, cash flow, collateral, and credit risk to ensure sound lending decisions.  Structure, underwrite and present credit requests, including commercial mortgages, term loans, lines of credit, equipment financing and cash management related solutions.
• Negotiates terms of credit including pricing, repayment method and schedule, and collateral requirements.
• Manage portfolio within established lending criteria, including covenant compliance, renewals and risk ratings, and maximize profitability to the bank. 
• Develop on-going business development plan that garners new business for the bank by proactively identifying, soliciting, and originating new commercial lending opportunities through networking, referrals and community involvement.
• Monitor loan repayment activity and develop plan of action for any troubled credits.
• Responsible for originating new business, structuring credit solutions and maintaining strong relationships with business clients while ensuring compliance with bank policies and regulatory requirements.
• Oversees proper handling of customer transactions such as advances, payments, wire transfers, etc.
• Represent the bank through participation in local business organizations and community events.

Required Experience:

• Seeking individual with 5-10 years experience in bank commercial lending in the Lehigh Valley area, with a focus on C&I credits
• Bachelor’s Degree in Business, Finance or Accounting preferred.
• Ability to understand business financial data, balance sheet and cash flow analysis. 
• Ability to develop customized solutions for business clients, while maintaining a relationship oriented mindset with a strong commitment to customer service.
• Strong knowledge of loan documentation and banking government regulations.
• Excellent interpersonal skills, including strong communication, negotiation, and presentation skills.
• Strong communication skills and ability to respond to questions from customers and internal bank personnel, including senior management.
• PC experience – WORD and EXCEL. 

New Tripoli Bank is seeking a Full-time Accounting Specialist. This position is responsible for performing a variety of duties to support the accounting function; coordinating work within the unit or department, as well as with other departments and units; reporting pertinent information to the immediate supervisor; responding to inquiries or requests for information.

New Tripoli Bank is seeking a Full-Time Loan Administration Specialist. The Loan Administration Specialist is responsible for performing a variety of duties to support the loan processing function; coordinating work within the unit or department, as well as with other departments and units; reporting pertinent information to the immediate supervisor; responding to inquiries or requests for information. 

Essential Duties

1. Performs a variety of duties to support the loan processing function of which the following are illustrative:
   • Prepare new loan documents for all loans in the LOS systems and upload/input new loan information onto the core system for both consumer and commercial loans; sorts and reviews the loan file.
   • Assembles, processes and prepares a separate loan file for all loans and scans loan files in accordance with prescribed operating policy.
   • Prepares and reconciles, on a scheduled basis, various loan reports as directed Updates system when necessary.
   • Prepares a variety of letters and forms such as evidence of home insurance, past due insurance premium notices, paid off loan letters and forced placed insurance. Orders customer coupon books.
   • Update missing loan documents in tracking system.
   • Processes new loan disbursements, loan payments, payoffs, and address changes, and processes draws on lines of credit and construction loans.
   • Processes paid loan files, including the return of documents to customers, prepare satisfaction pieces and lien releases and scan paid off documents.
   • Coordinates State electronic VINTEK system, for all lien and title filings on automobile loans. Completes UCC Filings & Terminations for commercial loans.
   • Serves as back-up for telephone system for Lending Department calls.
   • Handles incoming customer inquiries and payoff requests.
   • Tracks / reviews all loans that are HMDA reportable, updates LAR and maintains compliance.
   • Assists Loan Officers with the collection, retention and disposal of supporting loan documents. 
2. Coordinates specific work tasks with the Credit Department to ensure the smooth and efficient flow of information.
3. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the workplace.
4. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness.
5. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate Bank personnel.
6. Responds to inquiries relating to his/her area or to requests from customers, other Bank personnel, etc., within given time frames and within established policy.
7. Maintain compliance with all regulations and bank policies and procedures, including but not limited to, Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.
8. Regular and predictable attendance is expected and is an essential function of the job.
9. Other duties as assigned.

Ancillary Duties

• Perform tasks which are supportive in nature of the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.

Basic Qualifications

Education/Training: A high school diploma or equivalent; specialized banking training and education required.

Skill(s): Proficient reading, writing, grammar, and mathematics skills; strong interpersonal relations and communicative skills; attention to detail; a working knowledge of bank operating policies and procedures which impact consumer and mortgage loan documents services; knowledge of lending policies and procedures; proficient keyboarding skills; proficient computer skills; visual and auditory skills.

Experience:    Two years’ preferred banking or finance experience.

New Tripoli Bank is seeking a full-time Credit Analyst. Profit sharing along with great benefits package. Join us for an exciting career in banking. Local community bank with competitive pay!

Responsible for performing administrative duties to support the credit analysis function; achieving goals as established in the assigned department's annual operating plan; coordinating work within the unit or department, as well as with other units or departments; complying with operating policies and procedures established for the credit analysis function; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports.

Essential Duties

1. Performs administrative duties to support the credit analysis function of which the following are illustrative:
   • Receives and reviews data on prospective and active borrowers (i.e., financial statements, agency reports, and interview and investigation sheets) to assist the Bank in developing an assessment of credit risk.
   • Reviews and analyzes borrower financial statements to determine and stress-test repayment capacity and cash flow strength; identify trends impacting the credit risk.
   • Orders credit bureau reports, searches, flood, appraisals and title work requests.
   • Works with commercial lenders, providing recommendations as appropriate for loan decisions, risk ratings, credit structure; prepares sufficient information to document recommendations and support credit underwriting.
   • Provides thorough documentation of all financial analysis work, including ratios and other related information.
   • Ensures that all credit analysis activities are conducted in accordance with prescribed lending policy.
   • Maintains credit and collateral files.
   • Ensures that all bank appraisals adhere to Interagency Conforming Appraisal Guidelines under FIRREA.
   • Provides collateral (primarily residential real estate) valuations as needed in accordance with the Bank’s loan and appraisal policy.
   • Support the appraisal management function by completing reviews of residential and commercial appraisals, corresponding with appraisers as needed
   • Supports internal audit and federal and state examiners when on site for regulatory audit purposes. Obtains loan files and fulfills other information requests.
   • Represents the bank at business loan settlements upon request of supervisors.
   • Processes credit extensions, loan modifications, letter of credit changes, and other business loan documents.  
   • Able to make overdraft decisions and/or contact customers as needed to make line of credit transfers to cover overdrafts. 
   • Support post-closing record scanning and image capture.
2. Achieves goals assigned to the Credit Analyst as part of the assigned department's annual plan.
3. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the workplace.
4. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Equal Credit Opportunity Act, etc.
5. Coordinates specific work tasks with other personnel within the department as well as with other units and departments in order to insure the smooth and efficient flow of information.
6. Complies with established operating policies and procedures in order to maintain adequate controls and to support the Bank's adherence to outside regulatory requirements.
7. Communicates with management and staff personnel in order to integrate goals and activities.
8. Responds to inquiries relating to his/her particular area, or to requests from other bank personnel, customers, etc., within given time frames and within established policy.
9. Maintains appropriate records and provides assigned reports.
10. Maintain compliance with all regulations and bank policies and procedures, including but not limited to, Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.
11. Regular and predictable attendance is expected and is an essential function of the job.

Basic Qualifications

Education/Training:  B.S. or B.A. degree in a related field of study preferred; specialized financial analysis training.

Skill(s):  Proficient reading, writing, grammar, and mathematics skills; moderate interpersonal relations and communicative skills; a thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations; proficient ability to analyze and interpret financial statements; visual and auditory skills.

Experience:  A minimum of two (2) years' experience as a Credit Analyst normally required or three (3) years’ banking experience.

New Tripoli Bank is seeking a Full-Time Network Specialist. New Tripoli Bank offers competitive pay with a comprehensive benefits package.

Responsible for providing microcomputer hardware, software, and end user support and maintenance; assisting in managing all LANs ; assisting in the identification and resolution of problems with current products and services; providing introductory level training on PC basics and concepts;  communicating new ideas, enhancement opportunities, identified problems, and/or new product development and implementation information to bank management and personnel; coordinating work within the unit or department, as well as with other departments and units; reporting pertinent information to the immediate supervisor; responding to inquiries or requests for information.  

Essential Duties

1. Performs a variety of duties to support the information technology function including microcomputer support, LAN management, problem resolution, introductory level PC training, of which the following are illustrative:
   1. Purchases, installs, and repairs computer equipment.
   2. Supports end users by identifying and troubleshooting problems with computer hardware and software.
   3. Research documentation to provide comprehensive technical solutions.
   4. Assists in administering all LANs, providing proper network management, and maintaining appropriate configuration to maximize network performance and efficiency; ensures appropriate network security controls are in place.
   5. Provides introductory level training on LAN basics and concepts as corporate needs dictate.  
   6. Provides support for resolution of end user LAN problems.
   7. Assists in the development and maintenance of internal computer training programs/materials and/or the review and purchase of external materials.
   8. Develops and maintains a working relationship with both internal and external customers to keep communication open and to identify areas of concern.
   9. Works with various departments to coordinate the installation and maintenance of third-party network application software and internally developed application solutions.   
   10. Supports Chief Information Officer on troubleshooting and resolving any installation and upgrade issues.
   11. Works with management to gather and analyze information for developing and modifying various applications.
   12. Fulfills requests for custom reports (i.e. CRYSTAL reporting) required by outside auditors, Federal and State Examination Staff, and other internal bank departments.
   13. Engage in active IT Enterprise Risk Management.  Identifies gaps and emerging risk areas and recommends how they should be managed, both internally and with outside vendors.   Prioritize security of all systems.
   14. Work with outside vendors to maintain systems and ensure optimum performance and high level of service.
   15. Support Chief Information Officer with review of Service Agreements and Vendor Management Process.
   16. Update rate fields on internet banking site as necessary.
   17. Performs actions as required by regulatory compliance within area of responsibility as assigned by supervisor. 
   18. Produces and maintains all necessary documentation required by regulatory compliance within area of responsibility as assigned by supervisor.
   19. Keeps management informed of status of projects and assignments.
   20. Cross trains staff members as applicable and required.
   21. Attends various meetings with clients/users when assigned by supervisor
2. Coordinates specific work tasks with other personnel within the unit or department as well as with other units and departments in order to ensure the smooth and efficient flow of information.
3. Abides by the current regulations and organizational policies/procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the workplace.
4. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness.
5. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate bank personnel.
6. Responds to inquiries relating to his/her particular area, or to requests from customers, other bank personnel, etc., within given time frames and within established policy.
7. Other duties as assigned.

Ancillary Duties

1. Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.

New Tripoli Bank is seeking a full-time Executive Assistant to support the Chief Executive Officer, President and Board Chair. 

The successful candidate will have at least five years’ experience as an Executive Assistant and will be responsible for performing various administrative support duties to assist the Bank's Board Chair, President, and Chief Executive Officer in the performance of their duties; coordinating work with other Bank divisions and departments; complying with operating policies and procedures; maintaining the Board of Directors information portal; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports. Also serves as Secretary to the Board of Directors. Assumes administrative duties relative to Annual Meeting, Stockholder relations and other board and organizational issues.

Requirements

Essential Duties Include: 

• Ability to maintain strict confidentiality.
• Prepares various minutes, letters, correspondence, reports, and memos from various meetings, as assigned. 
• Assembles data as necessary to answer prepare reports or filings, correspondence; composes, types, and signs letters of reply within scope of authority. 
• Files and organizes documents, forms, reports, and other related information. 
• Opens, sorts, and prioritizes incoming mail; evaluates and routes incoming mail and assembles related information. 
• Schedules and alerts the Board and Leadership Team to date and time of meetings, conferences, etc.; assists in scheduling, arranging appointments, interviews, business trips, etc.; maintains a schedule of commitments to avoid conflicts; makes travel and hotel reservations as directed; makes reservations for meetings. 
• Maintains records and files, often of a confidential nature. 
• Maintains regulatory reference manuals and other materials. 
• Records proceedings of meetings of the shareholders, the Board of Directors, and Committee meetings as determined by the Board; maintains a file of these records for future use. 
• Ensures that notices are given pursuant bylaws and resolutions. 
• Acts as Custodian of Corporate Records and of the Corporate Seal as follows:                                                                                                   
  • Affixes the seal to documents on behalf of the corporation.
  • Countersigns documents as duly authorized. 
• Maintains a record of shareholder names, addresses and contact information. 
• Controls the share transfer books of the corporation. 
• Maintains a record of those authorized to act for the corporation in transactions with other persons. 
• Performs duties incident to the office of Secretary to the Board of Directors as assigned by the Board of Directors or President. 
• Coordinates preparation of Annual Report. 
• Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace. 
• Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness. 
• Responds to inquiries relating to his/her particular area, or to requests from customers, other bank personnel, etc., within given time frames and within established policy. 
• Answers telephone in a friendly and courteous manner; assists callers if possible or transfers calls to the proper individual or department or takes messages, as necessary. 

Qualifications: 

• A minimum five (5) years' experience in related positions required 
• Proficient reading, writing, grammar, and mathematics skills 
• Proficient interpersonal relations and communicative 
• Ability to maintain strict confidentiality 
• Proficient PC skills 
• Thorough knowledge of, or ability to learn and implement, reporting and documentation requirements of a bank holding          company and bank 
• Working knowledge of bank products and services, along with the operational policies and procedures that impact these products
• Visual and auditory skills 
• Knowledge of shareholder relations and stock transfers.

New Tripoli Bank offers a competitive salary and an excellent benefit package, which includes medical, dental, vision, life insurance, and 401(k) plan. New Tripoli Bank also offers generous paid time off.

New Tripoli Bank is seeking a Part-Time Community Banker, with the availability to work Saturday mornings.  

Performs a variety of duties to support the paying and receiving function of the community bank office of which the following are illustrative:

• Accepts deposits of various account types.
• Cashes checks within the approved authority and operating policy.
• Sells Cashier’s Checks, Money Orders, Certified Checks, etc.
• Accepts loan payments, safe deposit box rent, utility payments, and other related payments.
• Processes night deposits and mail deposits.
• Greets and serves customers in a friendly and courteous manner.
• Maintains an awareness of new business opportunities with customers; actively refers customers to appropriate customer service personnel.
• Maintains an approved level of cash; turns in excess and mutilated cash and checks for counterfeit bills.
• Prepares daily settlement and proof of cash transactions; balances cash drawer accurately and efficiently on a daily basis (Branch  Capture).
• Prepares daily work for delivery to the operations area.
• Processes general ledger accounts related to the paying and receiving function, e.g., Utilities, Coin, inter-bank accounts, etc.
• Prepares reports relating to the function, e.g., currency transaction, BSA reports, etc.
• Coin counting service for customers. Cross-sells other deposit, loan, and internet banking products to customers when appropriate.
• Settle ATM on a daily basis and process ATM transactions.
• Filing
• Annual safe deposit box inventory and delinquent account follow-up.

Qualifications: 

• Prior banking experience preferred
• High School Diploma
• Proficient PC/typing skills
• Occasionally must be able to lift and carry up to 50 pounds
• May remain in stationary position, often standing or sitting for prolonged periods of time.
• Customer Service experience

Work Schedule: Monday-Friday, with Saturday morning hours.

New Tripoli Bank is seeking a full-time Community Banker. Profit sharing along with great benefits package. Join us for an exciting career in banking. Local community bank with competitive pay!

Promote a positive image of the bank with outstanding customer service; by developing a relationship with business and personal customers, while completing a verity of transactions efficiently and effectively. Responsible for serving bank customers at the Community Banking line, within the guidelines of bank policy and procedures. Often, being the first point of contact for customer questions and inquiries. Through relationship building, promote and refer appropriate bank product and services.

1. Performs a variety of duties efficiently and accurately as followed, but not limited to:
   • Red flags for customer fraud and scams
   • Review out of ordinary transactions and report it to supervisor/management immediately
   • The ability to teach the customer of popular scams and how to avoid being a victim
   • Promote bank services to help prevent customers from being victims of fraud/scams (online banking alerts, informational brochures, card hub, checking online banking daily etc.)
   • Process deposits and withdrawals of various account types.
   • Cashes checks within approved authority and operating policy.
   • Prepare and process wire transaction request(s).
   • Sells Cashiers Checks, Money Orders, Certified Checks, etc.
   • Accepts loan payments, safe deposit box rent, and other related payments.
   • Processes night drop and mail deposits.
   • Provide outstanding customer service while always remaining professional.
   • Build and maintain a relationship and awareness of new opportunities with customers; appropriately promote bank product and services; refers customers to appropriate team members.
   • Maintain an organized workstation to keep an accurate and timely cashbox balancing and end of day routine, while maintaining within bank policy limits and procedures.
   • Prepares and scans in daily work
   • Process general ledger accounts related to the paying and receiving function, e.g., coin, inter-bank accounts, etc.
   • Collect all required customer information for BSA reporting purposes CTR’s etc.
   • Process coin counting service for customers.
   • Cross-sells deposit, loan, and internet banking, merchant services and other products to customers when appropriate.
   • Settle and process ATM transactions daily.
   • Community Bankers should be vigilant of the following:
2. Coordinates specific work tasks with other personnel within the unit or department as well as with other units and departments to ensure the smooth and efficient flow of information and customer experience.
3. Must be able to perform Community Banker duties at any branch location.
4. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the workplace.
5. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank’s CIP program, Equal Credit Opportunity Act, etc.
6. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate bank personnel.
7. Responds to inquiries or to requests from customers, other bank personnel, etc., within given time frames and within established policy.
8. Maintain compliance with all regulations and bank policies and procedures, including but not limited to, Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.
9. Regular and predictable attendance is expected and is an essential function of the job.

Qualifications: 

• 1 year of customer service or related experience preferred
• High School Diploma or equivalent with an emphasis in a business or accounting curriculum
• Moderate reading, writing, and grammar skills
• Proficient analytical and mathematics skills
• Proficient communicative and interpersonal relations skills
• Proficient eye-hand coordination
• Ability to operate various office machines
• Ability to lift approximately fifty (50) lbs. of coin

New Tripoli Bank is seeking a Community Banking Specialist with the availability to work some Saturday mornings. Excellent benefit package.

Responsible for promoting the bank in a positive way through building and maintaining customer relationships though the account opening process and on the teller line. Assist new and existing bank customers with more complex inquiries, account openings and account maintenance. Have advanced knowledge on bank products and services. Through relationship building, promote and educate customers on bank product and services and refer them to proper team members, when appropriate.

Essential Duties

1. Provide Community Banker duties to ensure accurate operations while providing a full range of transactional services. These duties include but are not limited to:
   1. Accepting deposits and withdrawals of various account types
   2. Maintain and verify cashbox totals to keep within bank limits.
   3. Cashing checks within the approved authority and operating policy
   4. Accepting loan payments, safe deposit box rents, and other related payments
   5. Complete wire transfer paperwork efficiently and accurately.
2. Perform a variety of duties to support the consumer services function, these duties include but are not limited to:
   1. Opening and maintaining new accounts, as well as gathering customer information to process new and existing accounts.
   2. Aid the customer service team involved in soliciting new business from present and prospective customers. Also, build and maintain ongoing business relationships with new and present customers to promote additional bank products and services.
   3. Provide customer service information on a timely basis in order it may be included as part of monthly and year-to-date performance reports. May also be assigned to review daily, weekly, and monthly reports for accuracy and follow-up.
   4. Attain complete working knowledge of all bank products and services, including features and benefits, to meet and educate the financial needs of the customer. This knowledge is to include but not limited to deposit products, IRA’s, internet banking, merchant services, wealth management, credit cards etc.
   5. Exemplify extraordinary customer service with the ability to ask questions and identify customer needs to enhance the customer relationship and cross selling opportunities, when appropriate.
   6. Assists customers in obtaining specialized services from other bank departments as necessary, aid and resolve customers with specific inquiries or service within authority. Seek manager approval for exceptions to normal bank procedures.
   Community Banking Specialists should be vigilant of the following:
   • Red flags for customer fraud and scams
   • Review out of ordinary transactions and report it to management immediately
   • The ability to teach the customer of popular scams and how to avoid being a victim
   • Promote bank services to help prevent customers from being victims of fraud/scams (online banking alerts, informational brochures, card hub, checking online banking daily etc.)
3. Refer lending inquiries to proper Loan Officer
4. Coordinates specific work tasks with other personnel within the department as well as with other departments to ensure the smooth and efficient flow of information and customer introductions/transitions.
5. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the workplace.
6. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), bank CIP program, Equal Credit Opportunity Act, etc.
7. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate bank personnel.
8. Responds to inquiries or to requests from customers, other bank team members, etc., within given time frames and within established policy.
9. Assists the immediate supervisor with various administrative tasks to support department operations, as directed; may also be assigned special projects.
10. Ability to fill in as Community Banker.
11. Regular and predictable attendance is expected and is an essential function of the job.

Ancillary Duties

1. Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.
2. All other duties as assigned.