Loan Rates | New Tripoli Bank
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Loan Rates

Mortgage Rates (up to 80% Loan to Value)

Effective Date: Thursday, May 1, 2025

Mortgage Rates (up to 80% Loan to Value) (Rate Table)
TermsPointsAnnual Percentage Rate (APR)Interest RateMonthly Payment Per $1,000 Borrowed
15 years*06.170%6.125%$8.51
15 years*16.078%5.875%$8.37
20 years*06.411%6.375%$7.38
20 years*16.287%6.125%$7.24
30 years*06.653%6.625%$6.40
30 years*16.499%6.375%$6.24

*APR is based on $100,000.00 loan amount

Maximum loan to value ratio is 80% (up to 95% allowed with PMI)

For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.

Construction-Permanent Mortgages available. Call for rates and details.

Home Equity Loans

Effective Date: Thursday, May 1, 2025

Home Equity Loans (Rate Table)
Maximum TermAnnual Percentage Rate (APR)Interest RateMonthly Payment Per $1,000 Borrowed
60 months**7.303%6.290%$19.47
120 months**7.265%6.720%$11.47
180 months**7.462%7.070%$9.03

**Up to 80% Loan to Value. APR is based on $10,000.00 loan amount.

Home Equity Lines of Credit (up to 80% loan to value)

Effective Date: Thursday, May 1, 2025

Home Equity Lines of Credit (up to 80% loan to value) (Rate Table)
Maximum TermAnnual Percentage Rate (APR)†6 Month Introductory Rate††
15 years7.500%6.75%Minimum monthly payment is the greater of $100 or 1/180th of the outstanding balance plus finance charges. A balloon payment will result at maturity.

†APR is based on $10,000.00 loan amount.

†The above Annual Percentage Rate for our Home Equity Line of Credit is based on the Wall Street Journal Prime. The rate may change monthly after the initial 6 month introduction rate listed above. The maximum APR is 18% and the minimum APR is 4.00% after the 6 month introductory rate. Closing costs will range between $300.00 - $1,000.00. Property insurance will be required.

†† You are not eligible for the introductory rate offer if you currently have a New Tripoli Bank Home Equity Line of Credit that was part of a previous introductory rate promotion, unless you increase your Home Equity Line of Credit by $20,000 or more. An increase to your Home Equity Line is a new loan and all fees will apply.

Home Equity Line of Credit rates are given to borrowers with automatic payment withdrawal (discount of 0.25%) from their New Tripoli Bank checking or savings account as applicable. Removal of automatic payment withdrawal will increase the rate by 0.25%.   

Personal Loans

Effective Date: Thursday, May 1, 2025

Personal Loans (Rate Table)
Maximum TermAnnual Percentage Rate (APR)Interest RateMonthly Payment Per $1,000 Borrowed
Unsecured Loans36 months13.62%13.62%$33.99
Deposit Secured Loans60 months

※2% over New Tripoli Bank Savings or Certificate of Deposit Rate. Monthly payment amount varies.

Unsecured personal loan rates are given to borrowers with automatic payment withdrawal (discount of 0.25%) from their New Tripoli Bank checking or savings account as applicable. Removal of automatic payment withdrawal will increase the rate by 0.25%.   

Auto Loan Rates

Effective Date: Thursday, May 1, 2025

Auto Loan Rates (Rate Table)
Maximum TermAnnual Percentage Rate (APR)Interest RateMonthly Payment Per $1,000 Borrowed
Auto Loans - New‡
48 months7.94%7.94%$24.38
Auto Loans - New‡
60 months8.19%8.19%$20.37
Auto Loans - New‡
72 months8.44%8.44%$17.75
Auto Loans - Used (5 years or newer)‡‡
48 months8.94%8.94%$24.86
Auto Loans - Used (6 years or older)‡‡
48 months9.19%9.19%$24.98

‡ APR is based on a $10,000.00 loan amount.

‡‡ Please contact us for other available rates and terms.

Auto loan rates are given to borrowers with automatic payment withdrawal (discount of 0.25%) from their New Tripoli Bank checking or savings account as applicable. Removal of automatic payment withdrawal will increase the rate by 0.25%.