Borrower Qualifications

  • Must be a first time homebuyer.
  • Must meet maximum annual income limits (varies by county and number of household members).
  • Applicant needs a minimum of 5% down payment.
  • Borrowers and property must meet standard underwriting guidelines.
  • Borrowers are required to maintain a checking or savings account at New Tripoli Bank with automatic payment deduction for the mortgage payments.

Benefits

  • Introductory interest rate reduction of 0.25% to mortgage loan rates below
  • $200 processing fee waived
  • $375 document preparation fee waived
  • Convenient payment options... talk to a lender today for more info!

For more information, contact our Loan Department at (610) 628-1828.

Current Rates

Effective Date: Saturday, January 17, 2026

Mortgage Rates (up to 80% Loan to Value) (Rate Table)
TermsPointsAnnual Percentage Rate (APR)Interest RateMonthly Payment Per $1,000 Borrowed
15 years*05.678%5.625%$8.24
15 years*15.582%5.375%$8.10
20 years*05.917%5.875%$7.09
20 years*15.791%5.625%$6.95
30 years*06.157%6.125%$6.08
30 years*16.000%5.875%$5.92

*APR is based on $100,000.00 loan amount

Maximum loan to value ratio is 80% (up to 95% allowed with PMI) 

For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.

Mortgages in an amount exceeding $832,750 will have an Interest Rate 0.50% higher than the posted rate. Maximum LTV is 80%.