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Deposit Rates

Special CD Rates

Take advantage of our special CD terms to maximize your interest-earning potential.

4.50% APY

182-Day Term

5.00% APY

11-Month Term

4.08% APY

24-Month Term

IRA & CDs

Effective Date: Thursday, March 28, 2024

IRA & CDs

Interest Rate APY
IRA Savings ($20.00 and over)***
0.84642%
0.85000%
IRA Variable Account**
0.85000%
0.85361%
91 days*
1.51000%
1.52143%
182 days*
4.41000%
4.50841%
11 months*
4.88000%
5.00069%
12 months*
1.5100%
1.52143%
18 months*
3.50000%
3.56180%
24 months*
4.00000%
4.08085%
30 months*
3.50000%
3.56180%
36 months*
3.25000%
3.30324%
48 months*
3.25000%
3.30324%
60 months*
3.25000%
3.30324%

* Minimum deposit required to open the account is $500.

** Interest rate and APY may change daily after the account is opened. Minimum deposit of $250.00 required to open an account and obtain the APY. Term of account is 18 months.

*** Interest rate and APY may change daily after the account is opened.

Early withdrawal penalties apply. A withdrawal of interest may reduce earnings. Interest is compounded daily.

Checking Accounts

Effective Date: Thursday, March 28, 2024

Checking Accounts

BalanceInterest RateAPY
Free Checking
No Minimum
Not Applicable
Not Applicable
Interest Checking
$500.00 and over
0.39920%
0.40%
SWEEP Checking
Below $1,000.00
0.84642%
0.85%
$1,000.00 to $24,999.99
0.84642%
0.85%
$25,000.00 to $99,999.99
0.84642%
0.85%
$100,000.00 to $499,999.99
0.94553%
0.95%
$500,000.00 to $999,999.99
1.68575%
1.70%
$1,000,000.00 and over
1.78404%
1.80%

Interest rate and APY may change daily after the account is opened. Fees could reduce earnings.

Savings & Money Market Accounts

Effective Date: Thursday, March 28, 2024

Savings & Money Market Accounts

BalanceInterest Rate APY
Money Market
Below $1,000.00
0.84642%
0.85%
$1,000.00 to $24,999.99
0.84642%
0.85%
$25,000.00 to $99,999.99
0.84642%
0.85%
$100,000.00 to $499,999.99
0.94553%
0.95%
$500,000.00 to $999,999.99
1.68575%
1.70%
$1,000,000.00 and over
1.78404%
1.80%
Statement Savings
$20.00 and over
0.84642%
0.85%
Christmas Club*
$20.00 and over
0.19980%
0.20%

Interest rate and APY may change daily after the account is opened. Fees could reduce earnings.

* Interest rate and APY are fixed for the club year.