IRA & CDs
Effective Date: Tuesday, October 22, 2019
| Interest Rate | APY | |
|---|---|---|
| IRA Savings ($20.00 and over)*** | 0.29955% | 0.30000% |
| IRA Variable Account** | 0.79683% | 0.80000% |
| 91 days* | 0.15000% | 0.15000% |
| 182 days* | 0.70000% | 0.70245% |
| 12 months* | 1.15000% | 1.15662% |
| 18 months* | 1.15000% | 1.15662% |
| 24 months* | 1.15000% | 1.15662% |
| 30 months* | 1.15000% | 1.15662% |
| 36 months* | 1.15000% | 1.15662% |
| 48 months* | 1.15000% | 1.15662% |
| 60 months* | 1.50000% | 1.51128% |
* Minimum deposit required to open the account is $500.
** Interest rate and APY may change daily after the account is opened. Minimum deposit of $250.00 required to open an account and obtain the APY. Term of account is 18 months.
*** Interest rate and APY may change daily after the account is opened.
Early withdrawal penalties apply. A withdrawal of interest may reduce earnings. Interest is compounded daily.
Checking Accounts
Effective Date: Tuesday, October 22, 2019
| Balance | Interest Rate | APY | |
|---|---|---|---|
Free Checking | No Minimum | Not Applicable | Not Applicable |
Interest Checking | $500.00 and over | 0.19900% | 0.20% |
SWEEP Checking | Below $1,000.00 | 0.29955% | 0.30% |
$1,000.00 to $24,999.99 | 0.29955% | 0.30% | |
$25,000.00 to $99,999.99 | 0.29955% | 0.30% | |
$100,000.00 to $499,999.99 | 0.44899% | 0.45% | |
$500,000.00 to $999,999.99 | 0.89599% | 0.90% | |
$1,000,000.00 and over | 1.73491% | 1.75% |
Interest rate and APY may change daily after the account is opened. Fees could reduce earnings.
Savings & Money Market Accounts
Effective Date: Tuesday, October 22, 2019
| Balance | Interest Rate | APY | |
|---|---|---|---|
| Money Market | Below $1,000.00 | 0.29955% | 0.30% |
$1,000.00 to $24,999.99 | 0.29955% | 0.30% | |
$25,000.00 to $99,999.99 | 0.29955% | 0.30% | |
$100,000.00 to $499,999.99 | 0.44899% | 0.45% | |
$500,000.00 to $999,999.99 | 0.89599% | 0.90% | |
$1,000,000.00 and over | 1.73491% | 1.75% | |
| Statement Savings | $20.00 and over | 0.29955% | 0.30% |
| Christmas Club* | $20.00 and over | 0.24969% | 0.25% |
Interest rate and APY may change daily after the account is opened. Fees could reduce earnings.
* Interest rate and APY are fixed for the club year.