Deposit Rates

IRA & CDs

Effective Date: Tuesday, October 22, 2019

IRA & CDs

Interest Rate APY
IRA Savings ($20.00 and over)***
0.29955%
0.30000%
IRA Variable Account**
0.79683%
0.80000%
91 days*
0.15000%
0.15000%
182 days*
0.70000%
0.70245%
12 months*
1.15000%
1.15662%
18 months*
1.15000%
1.15662%
24 months*
1.15000%
1.15662%
30 months*
1.15000%
1.15662%
36 months*
1.15000%
1.15662%
48 months*
1.15000%
1.15662%
60 months*
1.50000%
1.51128%

* Minimum deposit required to open the account is $500.

** Interest rate and APY may change daily after the account is opened. Minimum deposit of $250.00 required to open an account and obtain the APY. Term of account is 18 months.

*** Interest rate and APY may change daily after the account is opened.

Early withdrawal penalties apply. A withdrawal of interest may reduce earnings. Interest is compounded daily.

Checking Accounts

Effective Date: Tuesday, October 22, 2019

Checking Accounts

BalanceInterest RateAPY
Free Checking
No Minimum
Not Applicable
Not Applicable
Interest Checking
$500.00 and over
0.19900%
0.20%
SWEEP Checking
Below $1,000.00
0.29955%
0.30%
$1,000.00 to $24,999.99
0.29955%
0.30%
$25,000.00 to $99,999.99
0.29955%
0.30%
$100,000.00 to $499,999.99
0.44899%
0.45%
$500,000.00 to $999,999.99
0.89599%
0.90%
$1,000,000.00 and over
1.73491%
1.75%

Interest rate and APY may change daily after the account is opened. Fees could reduce earnings.

Savings & Money Market Accounts

Effective Date: Tuesday, October 22, 2019

Savings & Money Market Accounts

BalanceInterest Rate APY
Money Market
Below $1,000.00
0.29955%
0.30%
$1,000.00 to $24,999.99
0.29955%
0.30%
$25,000.00 to $99,999.99
0.29955%
0.30%
$100,000.00 to $499,999.99
0.44899%
0.45%
$500,000.00 to $999,999.99
0.89599%
0.90%
$1,000,000.00 and over
1.73491%
1.75%
Statement Savings
$20.00 and over
0.29955%
0.30%
Christmas Club*
$20.00 and over
0.24969%
0.25%

Interest rate and APY may change daily after the account is opened. Fees could reduce earnings.

* Interest rate and APY are fixed for the club year.