Deposit Rates

IRA & CDs

Effective Date: Wednesday, August 5, 2020

IRA & CDs

Interest Rate APY
IRA Savings ($20.00 and over)***
0.14989%
0.15000%
IRA Variable Account**
0.4000%
0.4000%
91 days*
0.1500%
0.1500%
182 days*
0.3000%
0.3000%
12 months*
0.4500%
0.4510%
18 months*
0.4000%
0.4000%
24 months*
0.4000%
0.4000%
30 months*
0.4000%
0.4000%
36 months*
0.4000%
0.4000%
48 months*
0.4000%
0.4000%
60 months*
0.5500%
0.5510%

* Minimum deposit required to open the account is $500.

** Interest rate and APY may change daily after the account is opened. Minimum deposit of $250.00 required to open an account and obtain the APY. Term of account is 18 months.

*** Interest rate and APY may change daily after the account is opened.

Early withdrawal penalties apply. A withdrawal of interest may reduce earnings. Interest is compounded daily.

Checking Accounts

Effective Date: Wednesday, August 5, 2020

Checking Accounts

BalanceInterest RateAPY
Free Checking
No Minimum
Not Applicable
Not Applicable
Interest Checking
$500.00 and over
0.09995%
0.10%
SWEEP Checking
Below $1,000.00
0.14989%
0.15%
$1,000.00 to $24,999.99
0.14989%
0.15%
$25,000.00 to $99,999.99
0.14989%
0.15%
$100,000.00 to $499,999.99
0.24969%
0.25%
$500,000.00 to $999,999.99
0.349%
0.35%
$1,000,000.00 and over
0.448%
0.45%

Interest rate and APY may change daily after the account is opened. Fees could reduce earnings.

Savings & Money Market Accounts

Effective Date: Wednesday, August 5, 2020

Savings & Money Market Accounts

BalanceInterest Rate APY
Money Market
Below $1,000.00
0.14989%
0.15%
$1,000.00 to $24,999.99
0.14989%
0.15%
$25,000.00 to $99,999.99
0.14989%
0.15%
$100,000.00 to $499,999.99
0.24969%
0.25%
$500,000.00 to $999,999.99
0.34900%
0.35%
$1,000,000.00 and over
0.448%
0.45%
Statement Savings
$20.00 and over
0.14989%
0.15%
Christmas Club*
$20.00 and over
0.24969%
0.25%

Interest rate and APY may change daily after the account is opened. Fees could reduce earnings.

* Interest rate and APY are fixed for the club year.