Features

  • Minimum deposit of $500.00.
  • Automatically renewable.
  • Fixed interest for the term of the account.
  • Interest compounded on a daily basis and credited to your account either monthly or annually and at maturity.

Current Rates

Effective Date: Sunday, June 15, 2025

IRA & CDs
Interest Rate

Annual Percentage Yield
(APY)

91 days*4.11%4.20%
182 days*3.65%3.72%
7 months*4.02%4.10%
12 months*1.51%1.52%
13 months*3.68%3.75%
18 months*3.01%3.06%
24 months*2.96%3.00%
30 months*2.96%3.00%
36 months*2.96%3.00%
48 months*2.47%2.50%
60 months*2.47%2.50%

* Minimum deposit required to open the account is $500.

Early withdrawal penalties apply. A withdrawal of interest may reduce earnings. Interest is compounded daily.