Features

  • Interest rates are fixed for the life of the loan and based on the term of the loan.
  • Currently offers terms of 15, 20, and 30 years with no points or one point (points are calculated at 1% of your loan amount).
  • Construction/permanent loans available with one application, one closing, interest only during construction, and no escrow.
  • Conventional mortgage and construction loan rates are fixed for the life of your loan.
  • Private Mortgage Insurance (PMI) is required on loans greater than 80% of the lower of cost or appraised value.

Feel free to contact our lending team at (610) 628-1828 and schedule your appointment with a Loan Officer.

Current Rates

Effective Date: Friday, October 23, 2026

Mortgage Rates (up to 80% Loan to Value) (Rate Table)
TermsPointsAnnual Percentage Rate (APR)Interest RateMonthly Payment Per $1,000 Borrowed
15 years*06.804%6.750%$8.85
15 years*16.714%6.500%$8.71
20 years*07.044%7.000%$7.75
20 years*16.923%6.750%$7.60
30 years*07.284%7.250%$6.82
30 years*17.134%7.000%$6.65

*APR is based on $100,000.00 loan amount

Maximum loan to value ratio is 80% (up to 95% allowed with PMI) 

For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.

Mortgages in an amount exceeding $832,750 will have an Interest Rate 0.50% higher than the posted rate. Maximum LTV is 80%.