Features

  • Interest rates are fixed for the life of the loan and based on the term of the loan.
  • Currently offers terms of 15, 20, and 30 years with no points or one point (points are calculated at 1% of your loan amount).
  • Construction/permanent loans available with one application, one closing, interest only during construction, and no escrow.
  • Conventional mortgage and construction loan rates are fixed for the life of your loan.
  • Private Mortgage Insurance (PMI) is required on loans greater than 80% of the lower of cost or appraised value.

Feel free to contact our lending team at (610) 628-1828 and schedule your appointment with a Loan Officer.

Current Rates

Effective Date: Tuesday, May 21, 2024

Mortgage Rates (up to 80% Loan to Value) (Rate Table)
TermsPointsAnnual Percentage Rate (APR)Interest RateMonthly Payment Per $1,000 Borrowed
15 years*
0
6.796%
6.750%
$8.85
15 years*
1
6.706%
6.500%
$8.71
20 years*
0
6.912%
6.875%
$7.68
20 years*
1
6.791%
6.625%
$7.53
30 years*
0
7.154%
7.125%
$6.74
30 years*
1
7.003%
6.875%
$6.57

*APR is based on $100,000.00 loan amount

**Maximum loan to value ratio is 80% (up to 95% allowed with PMI)

"For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater."