Borrower Qualifications

  • Must be a first time homebuyer.
  • Must meet maximum annual income limits (varies by county and number of household members).
  • Applicant needs a minimum of 5% down payment.
  • Borrowers and property must meet standard underwriting guidelines.
  • Borrowers are required to maintain a checking or savings account at New Tripoli Bank with automatic payment deduction for the mortgage payments.

Benefits

  • Interest Rate Reduction = .25%
  • Processing Fee Waived = $150.00
  • Document Preparation Fee Waived = $350.00
  • Convenient Payment Options

For more information, contact our Loan Department at (610) 628-1828.

Current Rates

Effective Date: Sunday, December 8, 2019

Mortgage Rates (up to 80% Loan to Value)

TermsPointsAnnual Percentage Rate (APR) Interest Rate Monthly Payment Per $1,000 Borrowed
15 years*
0
3.535%
3.50%
$7.15
15 years*
1
3.431%
3.25%
$7.03
20 years*
0
3.780%
3.75%
$5.93
20 years*
1
3.643%
3.50%
$5.80
30 years*
0
4.024%
4.00%
$4.77
30 years*
1
3.856%
3.75%
$4.63

*APR is based on $100,000.00 loan amount

**Maximum loan to value ratio is 80% (up to 95% allowed with PMI)

"For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater."