Borrower Qualifications

  • Must be a first time homebuyer.
  • Must meet maximum annual income limits (varies by county and number of household members).
  • Applicant needs a minimum of 5% down payment.
  • Borrowers and property must meet standard underwriting guidelines.
  • Borrowers are required to maintain a checking or savings account at New Tripoli Bank with automatic payment deduction for the mortgage payments.

Benefits

  • Interest Rate Reduction = .25%
  • Processing Fee Waived = $150.00
  • Document Preparation Fee Waived = $350.00
  • Convenient Payment Options

For more information, contact our Loan Department at (610) 628-1828.

Current Rates

Effective Date: Tuesday, October 22, 2019

Mortgage Rates (up to 80% Loan to Value)

TermsPointsAnnual Percentage Rate (APR) Interest Rate Monthly Payment Per $1,000 Borrowed
15 years*
0
3.410%
3.375%
$7.09
15 years*
1
3.305%
3.125%
$6.97
20 years*
0
3.654%
3.625%
$5.86
20 years*
1
3.518%
3.375%
$5.74
30 years*
0
3.899%
3.875%
$4.70
30 years*
1
3.730%
3.625%
$4.56

*APR is based on $100,000.00 loan amount

**Maximum loan to value ratio is 80% (up to 95% allowed with PMI)

"For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater."