Borrower Qualifications

  • Must be a first time homebuyer.
  • Must meet maximum annual income limits (varies by county and number of household members).
  • Applicant needs a minimum of 5% down payment.
  • Borrowers and property must meet standard underwriting guidelines.
  • Borrowers are required to maintain a checking or savings account at New Tripoli Bank with automatic payment deduction for the mortgage payments.

Benefits

  • Interest Rate Reduction = .25%
  • Processing Fee Waived = $150.00
  • Document Preparation Fee Waived = $350.00
  • Convenient Payment Options

For more information, contact our Loan Department at (610) 628-1828.

Current Rates

Effective Date: Thursday, July 29, 2021

Mortgage Rates (up to 80% Loan to Value)

TermsPointsAnnual Percentage Rate (APR) Interest Rate Monthly Payment Per $1,000 Borrowed
15 years*
0
3.159%
3.125%
$6.97
15 years*
1
3.054%
2.875%
$6.85
20 years*
0
3.404%
3.375%
$5.74
20 years*
1
3.266%
3.125%
$5.61
30 years*
0
3.648%
3.625%
$4.56
30 years*
1
3.479%
3.375%
$4.42

*APR is based on $100,000.00 loan amount

**Maximum loan to value ratio is 80% (up to 95% allowed with PMI)

"For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater."