New Tripoli Home page
Infinite Menus, Copyright 2006, OpenCube Inc. All Rights Reserved.
Online Banking, New Tripoli Bank

Member FDIC, New Tripoli Bank Equal Housing Lender, New Tripoli Bank
Services, Loans, Consumer
Services, Loans, Consumer, New Tripoli Bank
New Tripoli Bank offers a wide variety of consumer and home equity loans to meet your needs. Simply complete our loan application and mail or fax the application to us. Your loan request will be reviewed by one of our experienced Loan Officers who will contact you within one business day. If you prefer to speak with a Loan Officer directly, our loan contact us webpage provides all of our contact information. Remember, all of our loan decisions are made locally by people who live and work in your community.

Consumer Loans
Apply Now | Rates | Financial Calculators
New Tripoli Bank offers consumer loans to purchase new or used automobiles, recreational vehicles, or cover life's little emergencies. We offer flexible repayment terms of up to 6 years. Other features include:
  • No application fee
  • Low, fixed rates
  • Terms of 1 to 6 years
  • Ability to borrow up to 90% of the value of your collateral
Home Equity Loans
Apply Now | Rates | Financial Calculators
Borrowing on the equity in your home may offer significant advantages and the interest may be tax deductible (consult your tax advisor). We offer competitive fixed rates with flexible repayment terms. Use the money for any worthwhile purpose - home improvements, debt consolidation, paying off existing loans, college education, or a special occasion. Other features include:
  • No application fee
  • Low, fixed rates
  • Terms of 1 to 10 years
  • Ability to borrow up to 80% of the value of your home
  • Interest may be tax deductible (consult your tax advisor)
Home Equity Lines of Credit
Apply Now | Rates
Home Equity Lines of Credit give you the flexibility to borrow, repay, and re-borrow as you need, during the 15 year term. Accessing your line is as easy as using your Home Equity Line of Credit checks or transferring available funds real-time through our Online Banking service. The interest rate varies on our Home Equity Line of Credit and is equal to the Wall Street Journal Prime Rate. The minimum monthly payment amount is the greater of $100.00 or 1/180th of the outstanding balance as of the last day of the billing cycle, plus accrued finance charges. A balloon payment will result at maturity. Other features include:
  • No application fee
  • No annual fee
  • Line of credit checks
  • Ability to borrow up to 80% of the value of your home
  • Interest may be tax deductible (consult your tax advisor)
Mortgages
Apply Now | Rates | Financial Calculators | More Information
Whether you're looking to purchase a new home, construct your home, or refinance your existing home, we can help you choose the mortgage product that is right for you. We offer some of the best rates around, along with the personal attention you deserve. When you have a mortgage with us, you can feel confident that you will be dealing with local people and a local community bank. If friendly service, affordable fees, and a simple application process are important to you, we can deliver!

We offer mortgages with a rate that doesn't change for the life of your loan. The interest rate will vary based on the term of the loan and the number of points you choose to pay. We currently offer terms of 15, 20, and 30 years with no or one point. Points are calculated at 1% of your loan amount. We will finance up to 80% of the value of your home. Private Mortgage Insurance (PMI) is required on loans greater than 80% of your home value.

Student Loans
Financial Calculators
New Tripoli Bank is committed to helping our young customers achieve their educational goals. We offer Stafford loans for students and Plus loans for parents who wish to help finance their child's education. These loans are available for postsecondary education at a college or university, or at a business, trade, technical or nursing school.
Stafford Loans: With Stafford loans, qualified students can finance their education at a lower-than-market interest rate. Most students pay no interest while in school. Repayment does not begin until 6 months after graduation or termination of at least a half-time enrollment status. No collateral or cosignor is needed. Students may take up to 10 years to repay the loan.
Plus Loans: With Plus loans, parents can finance their child's education. The interest rate varies annually, but cannot exceed nine percent. A three percent origination fee and a guaranty fee not exceeding one percent of the loan amount may be charged by PHEAA (Pennsylvania Higher Education Assistance Agency). Parents may take up to 10 years to repay the loan and there are no penalties for paying loans off early.


To apply for a Stafford or Plus loan, contact us, or contact PHEAA (www.pheaa.org or 1-800-692-7392) or AES (American Education Services) (www.aessuccess.org or 1-800-233-0557). Our PHEAA lender code is 812918.