Annual Percentage Rates (APR) are effective as of Friday, September 05, 2008 and are subject to change without notice.

Loan Rates

Loan Type	Maximum Term	Annual Percentage Rate (APR)	Interest Rate	Monthly Payment Per $1,000 Borrowed
Auto Loans - New *	48 months	6.77%	6.75%	$23.84
.	60 months	7.02%	7.00%	$19.81
.	72 months	7.27%	7.25%	$17.18
Auto Loans - Used (2 years or newer) *	60 months	8.01%	8.00%	$20.28
Auto Loans - Used (3 years or older) *	48 months	8.27%	8.25%	$24.54
Unsecured Loans	36 months	13.26%	13.25%	$33.82
Deposit Secured Loans	60 months	**	**	**
Home Equity Loans ***	60 months	6.51%	6.50%	$19.57
.	120 months	7.02%	7.00%	$11.62

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* Up to 90% Loan to Value
** 2% over New Tripoli Bank Savings or Certificate of Deposit Rate. Monthly payment amount varies.
*** Up to 80% Loan to Value

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Mortgages (up to 80% Loan to Value)

Terms	Points	Annual Percentage Rate (APR)	Interest Rate	Monthly Payment Per $1,000 Borrowed
15 years	0	6.13%	6.125%	$8.51
15 years	1	6.05%	5.875%	$8.38
20 years	0	6.27%	6.25%	$7.32
20 years	1	6.13%	6.00%	$7.17
30 years	0	6.51%	6.50%	$6.33
30 years	1	6.35%	6.25%	$6.16

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Home Equity Lines of Credit (up to 80% Loan to Value)

Maximum Term	Annual Percentage Rate (APR) *
15 years	5.00%	Minimum monthly payment is the greater of $100 or 1/180th of the outstanding balance plus finance charges. A balloon payment will result at maturity.

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*The above Annual Percentage Rate for our Home Equity Line of Credit is based on the Wall Street Journal Prime plus 0%. The rate may change monthly and the maximum APR is 18%.