Annual Percentage Yields (APY) current as of Friday, September 05, 2008 .

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Certificates of Deposit (Available in IRA CD's)

Term	Interest Rate	APY
91 days*	2.71%	2.75%
182 days*	3.20%	3.25%
12 months*	3.68%	3.75%
18 months*	3.68%	3.75%
24 months*	3.44%	3.50%
30 months*	3.44%	3.50%
36 months*	3.44%	3.50%
48 months*	3.68%	3.75%
60 months*	3.92%	4.00%
IRA Variable Account**	3.20%	3.25%

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* Minimum deposit required to open the account is $500.
** Interest rate and APY may change daily after the account is opened. Minimum deposit of $250.00 required to open an account and obtain the APY. Term of account is 18 months.

Early withdrawal penalties apply. A withdrawal of interest may reduce earnings. Interest is compounded daily.

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Checking, Savings, and Money Market Account Rates

Product Type	Balance	Interest Rate	APY
Free Checking	No Minimum	Not Applicable	Not Applicable
NOW Account	$1,000.00 and over	0.50%	0.50%
Super NOW Account	$2,500.00 and over	0.75%	0.75%
Money Market	Below $5,000.00	0.996%	1.00%
.	$5,000.00 to $24,999.99	1.49%	1.50%
.	$25,000.00 to $99,999.99	1.98%	2.00%
.	$100,000.00 to $499,999.99	2.71%	2.75%
.	$500,000.00 and over	2.96%	3.00%
Statement Savings	$20.00 and over	0.996%	1.00%
IRA Savings	$20.00 and over	1.24%	1.25%
Christmas Club	$20.00 and over	0.50%	0.50%

Apply Now | Financial Calculator (Certificates of Deposit) | Financial Calculator (Retirement Savings)

Interest rate and APY may change daily after the account is opened. Fees could reduce earnings.