| Maximum Term | Annual Percentage Rate (APR) * | |
| 15 years | 4.00% | Minimum monthly payment is the greater of $100 or 1/180th of the outstanding balance plus finance charges. A balloon payment will result at maturity. |
*The above Annual Percentage Rate for our Home Equity Line of Credit is based on the Wall Street Journal Prime plus 0.50%. The rate may change monthly. The maximum APR is 18% and the minimum APR is 4%. Closing costs will range between $215.00 - $500.00. Property insurance will be required.
