Certificates of Deposit Rates

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Annual Percentage Yields (APY) current as of Friday, July 30, 2010.

Available in IRA CDs

Term Interest Rate APY
IRA Savings ($20.00 and over)*** 1.24% 1.25%
IRA Variable Account** 1.98% 2.00%
91 days* 0.75% 0.75%
182 days* 1.00% 1.00%
12 months* 1.34% 1.35%
18 months* 1.39% 1.40%
24 months* 1.64% 1.65%
30 months* 1.73% 1.75%
36 months* 1.98% 2.00%
48 months* 2.32% 2.35%
60 months* 2.96% 3.00%

* Minimum deposit required to open the account is $500.
** Interest rate and APY may change daily after the account is opened. Minimum deposit of $250.00 required to open an account and obtain the APY. Term of account is 18 months.
*** Interest rate and APY may change daily after the account is opened.

Early withdrawal penalties apply. A withdrawal of interest may reduce earnings. Interest is compounded daily.