Loan Rates

Annual Percentage Rates (APR) are effective as of Friday, July 30, 2010and are subject to change without notice.

Loan Rates

Loan Type Maximum Term Annual Percentage Rate (APR) Interest Rate Monthly Payment Per $1,000 Borrowed
Auto Loans - New * 48 months 6.77% 6.75% $23.84
  60 months 7.02% 7.00% $19.81
  72 months 7.27% 7.25% $17.18
Auto Loans - Used (3 years or newer) * 60 months 8.01% 8.00% $20.28
Auto Loans - Used (4 years or older) * 48 months 8.27% 8.25% $24.54
Unsecured Loans 36 months 13.26% 13.25% $33.82
Deposit Secured Loans 60 months ** ** **
Home Equity Loans *** 60 months 6.324% 6.00% $19.34
  120 months 6.425% 6.25% $11.23

* Up to 90% Loan to Value. APR is based on a $10,000.00 loan amount.
** 2% over New Tripoli Bank Savings or Certificate of Deposit Rate. Monthly payment amount varies.
*** Up to 80% Loan to Value. APR is based on $10,000.00 loan amount.


Mortgages (up to 80% Loan to Value)

Terms Points Annual Percentage Rate (APR) Interest Rate Monthly Payment
Per $1,000
Borrowed
15 years* 0 4.625% 4.60% $7.70
15 years* 1 4.525% 4.35% $7.57
20 years* 0 4.744% 4.725% $6.45
20 years* 1 4.612% 4.475% $6.31
30 years* 0 4.864% 4.85% $5.28
30 years* 1 4.701% 4.60% $5.13

*APR is based on $100,000.00 loan amount.


Home Equity Lines of Credit (up to 80% Loan to Value)

Maximum Term Annual Percentage Rate (APR) *  
15 years 4.00% Minimum monthly payment is the greater of $100 or 1/180th of the outstanding balance plus finance charges. A balloon payment will result at maturity.

*The above Annual Percentage Rate for our Home Equity Line of Credit is based on the Wall Street Journal Prime plus 0.50%. The rate may change monthly. The maximum APR is 18% and the minimum APR is 4%. Closing costs will range between $215.00 - $500.00.  Property insurance will be required.