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Deposit Rates

Certificates of Deposit (Available in IRA CDs)

Annual Percentage Yields (APY) current as of Friday April 28, 2017.

Term Interest Rate APY
IRA Savings ($20.00 and over)*** 0.30% 0.30%
IRA Variable Account** 0.75% 0.75%
91 days* 0.15% 0.15%
182 days* 0.30% 0.30%
12 months* 1.242% 1.25%
18 months* 0.995% 1.00%
24 months* 0.75% 0.75%
30 months* 0.85% 0.85%
36 months* 1.09% 1.10%
48 months* 1.34% 1.35%
60 months* 1.49% 1.50%

* Minimum deposit required to open the account is $500.
** Interest rate and APY may change daily after the account is opened. Minimum deposit of $250.00 required to open an account and obtain the APY. Term of account is 18 months.
*** Interest rate and APY may change daily after the account is opened.
Early withdrawal penalties apply. A withdrawal of interest may reduce earnings. Interest is compounded daily.

Checking, Savings and Money Market Rates

Annual Percentage Yields (APY) current as of Friday April 28, 2017.

Product Type Balance Interest Rate APY
Free Checking No Minimum Not Applicable Not Applicable
Interest Checking $500.00 and over 0.10% 0.10%
SWEEP Checking Below $1,000.00 0.20% 0.20%
  $1,000.00 to $24,999.99 0.30% 0.30%
  $25,000.00 to $99,999.99 0.45% 0.45%
  $100,000.00 to $499,999.99 0.499% 0.50%
  $500,000.00 and over 0.598% 0.60%
Money Market Below $1,000.00 0.20% 0.20%
  $1,000.00 to $24,999.99 0.30% 0.30%
  $25,000.00 to $99,999.99 0.45% 0.45%
  $100,000.00 to $499,999.99 0.499% 0.50%
  $500,000.00 and over 0.598% 0.60%
Statement Savings $20.00 and over 0.20% 0.20%
IRA Savings $20.00 and over 0.30% 0.30%
Christmas Club* $20.00 and over 0.20% 0.20%

Interest rate and APY may change daily after the account is opened. Fees could reduce earnings.
*Interest rate and APY are fixed for the club year.